What is LTV in crypto lending? The warning-level arithmetic
LTV is the loan over the collateral's value. Two lenders' own levels, worked into the price fall each one allows and what a partial liquidation sells.
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Risk
8 articles
What is a good health factor on Aave? The price-fall table
Aave names no safe health factor. This table converts levels from 1.1 to 3 into the collateral fall each absorbs before liquidation, using Aave's formula.
Does a bitcoin-backed loan affect your credit score?
SALT, Strike and Ledn on credit checks, bureau reporting and what liquidation does to your credit, from each lender's own page, read 16 October 2026.
What is liquidation in crypto? One mechanism, two venues
Liquidation is the forced sale of collateral that no longer covers a debt. Exchange margin and Aave loans side by side, from the venues' own pages.
How long do you have to meet a bitcoin loan margin call?
Strike's page says 72 hours, Arch says typically 24, Ledn and SALT print LTV levels rather than hours. Each lender's cure window, read 4 October 2026.
A governance vote, not a code bug, emptied Term Finance's vaults
An attacker bought majority control of a thinly held governance token, passed proposals against Term Finance's strategy vaults and moved roughly $8.5 million out. The contracts executed exactly as written.
The same lending engine is now running behind three different logos
Coinbase, Uniswap and Crypto.com each ship a lending or borrowing button with their own branding on it. The documented integrations keep pointing at one shared backend, and that is a risk question.
Over-collateralisation is the only lending model that survived the cycle
The crypto lending sector ran two models. One of them is largely gone, and the reason is structural rather than accidental.
