What is LTV in crypto lending? The warning-level arithmetic
LTV is the loan over the collateral's value. Two lenders' own levels, worked into the price fall each one allows and what a partial liquidation sells.
The archive
Blog
22 articles
What is a good health factor on Aave? The price-fall table
Aave names no safe health factor. This table converts levels from 1.1 to 3 into the collateral fall each absorbs before liquidation, using Aave's formula.
Does a bitcoin-backed loan affect your credit score?
SALT, Strike and Ledn on credit checks, bureau reporting and what liquidation does to your credit, from each lender's own page, read 16 October 2026.
What is liquidation in crypto? One mechanism, two venues
Liquidation is the forced sale of collateral that no longer covers a debt. Exchange margin and Aave loans side by side, from the venues' own pages.
Can you pay off a bitcoin-backed loan early without penalty?
Mostly yes, but no penalty is not no cost. APX caps an early fee at 3 months' interest; SALT, Strike and Ledn print none. Read 8 October 2026.
How long do you have to meet a bitcoin loan margin call?
Strike's page says 72 hours, Arch says typically 24, Ledn and SALT print LTV levels rather than hours. Each lender's cure window, read 4 October 2026.
