Does a bitcoin-backed loan affect your credit score?
SALT, Strike and Ledn on credit checks, bureau reporting and what liquidation does to your credit, from each lender's own page, read 16 October 2026.
Crypto lending, risk first
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7 articles
SALT, Strike and Ledn on credit checks, bureau reporting and what liquidation does to your credit, from each lender's own page, read 16 October 2026.
Mostly yes, but no penalty is not no cost. APX caps an early fee at 3 months' interest; SALT, Strike and Ledn print none. Read 8 October 2026.
Strike's page says 72 hours, Arch says typically 24, Ledn and SALT print LTV levels rather than hours. Each lender's cure window, read 4 October 2026.
Unchained, SALT, APX Lending and Ledn each publish a promise about reusing bitcoin collateral. We read all four word for word and graded who can check it.
Ledn says collateral is not lent for yield since May 2025, yet its own explainer allows re-posting to a funding partner. What its Open Book Report shows.
Blockaid's initial estimate put the MORE Markets drain at $9.3 million. The corrected figures reported four days later are roughly $410,000 at spot. What a lender should take from the gap.
The word does real persuasive work on a landing page. Read closely, a great deal of it describes something narrower than customers assume — and sometimes nothing at all.